Blog Archives

Camp Bangarang

6/26/2019

Special Service Opportunity

Hopefully many of you have noticed our craft item drive that starts on Saturday, June 29th and goes until July 9th. This encompasses three events: the Welcome Brunch (June 29th), Intergenerational Storytime (July 5th), and Toy Story 4 (July 9th). If you plan to be at any of these IMP events, please consider bringing donations of new or gently used craft items for Camp Bangarang.

So what is Camp Bangarang? I’m so glad you asked! It is a non-profit organization that hosts free camps in the Midwest for children who have life-threatening conditions. These camps are wonderful opportunities that many children with serious diseases wouldn’t have otherwise. The camps provide medical care and accessibility and caters to the children and families that come to them. At these camps kids can be kids despite the medical trials they are undergoing, and can make friends with other kids who understand their struggles.

The camp currently hosts camps in Iowa and in Illinois, and they are a fairly new non-profit but are filling a definite need and are growing as more people learn about their worthy cause and give donations. We love their cause and want to help, so that is why we’ve decided to give them whatever craft supplies we can gather. It might not be much, but every little bit helps! Alternatively, if you’re interested in checking out their Amazon wish list, please click here.

So please, go through your boxes of craft supplies and donate what you can! Or if you see stuff on sale, grab some extra glitter or glue or anything else and bring it to one of our events to donate. If everyone does what they can, it will make a big difference. If you aren’t able to make one of the IMP collection events, please contact Molly Sherwood at mbr.sherwood@gmail.com or through Facebook to set up a pickup time.

The camp coordinator has also expressed their desire to spread the word about the camp so that eligible children and families are aware of their organization. Please consider telling your spouse about the camp, so that they might share as they interact with appropriate patients. Thank you!

Please direct any questions to Molly Sherwood, our Philanthropy Chair.

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Financial Post - Bobby Scott, CFP®

6/17/2019

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Why I No Longer Work With Physicians

Okay... so the title is mostly "click-bait", but not entirely. As an independent financial planner and CFP® professional, I prefer to work with with high net worth individuals and families. Believe it or not, many physicians won’t ever reach the high net worth status and experience true financial freedom. I define financial freedom as: not needing to worry about the next paycheck, not being concerned about a loss of income because you have your financial "ducks in a row". Those are a bit extreme, but the idea is simple: you aren't living paycheck to paycheck and you don't lose sleep over money. It is unbelievable the number of physicians and physician families who don't ever truly experience the financial freedom that should come with the kind of income a physician earns.

But Bobby, you say, how can a physician making between $16k - 80k per month be living paycheck to paycheck?!? Believe me, it happens. Paying off student loans, buying a house that's "too much", a new boat, a new car… always needing the next thing. Sure, those people have a lot of toys, nice clothes and fancy houses, but they also lose sleep at night worrying about income. They also put themselves in a position to HAVE to work until they are 75 because they created a lifestyle that demands their entire paycheck. Instead of experiencing the freedom that can come from high earnings and wise financial choices, their income is their master.

Perhaps this post is more about contentment than it is about spending. The saying is true: we do the same with a small amount of money as we do with a large amount of money. I've seen it time and time again working with residents/fellows and practicing physicians. The type of lifestyle and financial decisions you make in training will almost certainly carry over to when you are earning a full physician’s income.

So what do we do now, you ask? Well, start by setting lifestyle goals before you actually have the ability to walk into the car dealership and buy the new Audi S5 with cash. Don't get me wrong, I'm not advocating that you wear sack clothing or never, ever dine out. I'm saying think through a reasonable lifestyle now, write it down and live by it. I believe you will actually be happier! Another step (a crucially important one now that you are an MD/DO in good health), is to protect your investment in your education and career, and your future income, with physician-specific disability insurance. Right now with student loans and very likely a growing family, you would be in a pickle if you or your spouse could no longer earn the income that should come with your training. There are a lot of providers who claim to have this physician-specific disability insurance, but it's important to read and be able to understand the fine print. While I do have my insurance license, I am no longer an insurance agent. However, if you are a member of Iowa Medical Partners don't hesitate to reach out to me and I can point you in the right direction and connect you with some fantastic agents in the Iowa City area.

So if you want financial freedom, start making good financial habits now!

Note to members: If you have questions for Bobby but don't know how to reach him, please reach out to any of the IMP officers and we will connect you with him.

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Tornado Season in Iowa

6/10/2019

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I love living in Iowa! It’s beautiful, it’s peaceful, everyone is friendly and it is so very green here! But there is one thing that often disrupts our peace - tornadoes! I’m originally from Alaska, so I just about lost it the first time the sirens went off. I was completely unprepared - but you don’t have to be! With help from Megan Pai and Kelsey Sprowell, I’ve written this post to help you know what to do during tornadoes and other severe summer weather.

Outdoor Warning Sirens

Outdoor weather sirens in Johnson County are tested regularly, at 10 am on the first Wednesday of every month. If the test needs to be rescheduled for some reason, it will occur on the 2nd Wednesday of the month at the same time. If you hear the siren, first check to see if it is just the test day. If you hear the siren at another time, you need to take action to avoid being caught in a severe weather event. This means getting to a safe place indoors as quickly as possible and following local media for weather updates. Johnson County’s sirens will go off during tornado warnings, severe thunderstorm warnings, when winds are greater than 70 MPH and if hail is expected to be golf ball sized or larger.

These sirens are part of a comprehensive warning system designed to alert people working outside of impending severe weather conditions. Often they cannot be heard inside, so it is important to not rely solely on sirens as your personal warning system. Always check local television and radio stations for specific weather information.

Tornado Watch vs. Tornado Warning

Tornado Watch: Be Prepared - tornado watches are issued by the Storm Prediction Center for a county experiencing weather conditions which could result in tornadoes. A watch area is usually large, which is why you should begin following weather alerts from local sources once a tornado watch has been issued. When a tornado watch has been issued in your area, you should check to make sure your safe space is prepared so that if a warning is issued, you can act quickly.

Tornado Warning: Take Action - tornado warnings are issued if a tornado has been spotted or indicated by radar. Warnings are issued by local forecast offices, and are usually much smaller in area compared with a tornado watch. If there is a tornado warning, you need to take shelter immediately.

When to Take Shelter and How to Receive Updates

If you’re in an area with a tornado warning, you must take shelter immediately. Sign up for notifications from Johnson County Emergency Notifications to ensure you will receive notification during emergency events:

Sign up for notifications here

I have found that most weather apps can be confusing to use when trying to determine if you are in a tornado warning area. Local television and radio stations are always the best resources to help you determine current local weather conditions. If you do not have local television channels, I recommend bookmarking a local television station’s website with live feed so you have access to their information. I use this site:

CBS 2 Iowa

It’s also great to have a radio on hand, tuned to a local radio station like 600 AM. If you want to be even more prepared, you can buy a NOAA weather radio which will broadcast information about the weather from a nearby National Weather Service office. An example of one of these radios can be found here:

Weather Radio on Amazon

Finally, when in doubt, it is always better to seek shelter in your designated safe space. Stay in your safe space until you receive notification through local sources that you are no longer in the warning area.

Where to Go

Ideally, you will go in the basement of your house in a windowless room to wait out the tornado warning. This room, if possible, should be stocked with some essential items, which we will cover in the next section. If, however, you live somewhere that has a basement but does not have a windowless room you should try to stay away from the windows or possibly cover them up while you are in there. If you do not have a basement or live in an apartment building you should take shelter in an interior room without windows on the lowest floor of a sturdy building, whatever that means for your situation. If you look into where this should be ahead of time then you will know where to go when the next tornado warning happens.

If you are not at home, either get home if it is close by, go to a friend's home that is close to your location, or go somewhere that is close to you that has a storm shelter, like the hospital or mall. It is very important that if you are driving when a warning is issued that you do not stay in your car. Cars are not safe shelters from tornadoes.

We have a comprehensive list of what to do by location if you are interested in reading further:

What to Do in a Tornado

It’s easy to feel alarmed when you’re reading this, but bear in mind that in almost every case, you’ll be alerted to a tornado warning well in advance. Preparation is key and knowledge is power!

How to Prepare

Sometimes tornado warnings only last 30-45 minutes, but sometimes they last much longer - here in Iowa some storm systems generate multiple funnel clouds at different intervals. Identifying what to have in your shelter is a bit of a cost/benefit analysis; you don’t want to go crazy trying to remember every possible item you need, but you want to keep yourself and your family safe in case the worst occurs. These are the recommendations we can offer for how to be prepared in your safe place:

Bring your pets into your shelter; leash them, if necessary, or bring their leashes with you.
Bring or wear sturdy shoes. If you end up having to go through any amount of debris in the aftermath these will protect you.
Have a list of things to grab that either you don't want to store long-term or cannot store long-term in your safe place. Have this list available to grab easily so you don't forget to bring anything with you into your safe space.
Store these items in your safe space: one change of clothes per person (including underwear), diapers and wipes if applicable, canned food and a can opener, granola bars, crackers and peanut butter, plastic utensils, napkins, plates, paper towels, toilet paper, flashlight and extra batteries, pocket knife, hand sanitizer, whistle, garbage sack, pads/tampons, chapstick, hairbrush and ties, ponchos, travel size toiletries, first aid kit, and lots of bottled water. Please note that this list might need to be changed according to your family's needs. For example, if you have a dog you will also need dog food and a pee pad.
In addition, I like to grab food, toys, electronics, chargers, and extra blankets and pillows so sitting on the floor doesn’t get too uncomfortable or boring. I grab a laundry basket or toy bin and pile those things in it, then head to the basement with them.

We hope this article has helped you, and that moving forward you will feel confident you are doing what is needed in order to be safe during tornado season.

If anyone has extra tips, please leave us a comment! We’d love to hear them!

Welcome to Iowa!

Sources:
https://www.weather.gov/safety/tornado?fbclid=IwAR3p3YuBX_v7vIwQwQUex9s4ff9aSge86kaV4h19wUsC8qNqB-l_Vu6xlS0
https://www.spc.noaa.gov/faq/tornado/safety.html
http://www.jecc-ema.org/ema/docs/announcements/Outdoor%20Siren%20Information.pdf

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Camp Bangarang

Special Service Opportunity

Financial Post - Bobby Scott, CFP®

Why I No Longer Work With Physicians

Tornado Season in Iowa

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